Class code 9403: Garbage, Ashes or Refuse Collection & Drivers
Class 9403 is the NCCI workers' comp code for “Garbage, Ashes or Refuse Collection & Drivers”.
The facts
- Official wording (NCCI)
- Garbage, Ashes or Refuse Collection & Drivers
- Industry group (our dictionary)
- Cleaning & Maintenance Services
- Hazard group
- F
- State codes that differ
- DE 0995 · PA 0995 · TX 9402
- Line
- Workers' comp
What it means
Class 9403 is the code carriers use to rate workers' comp payroll for this kind of work.
Drivers who work for the business are rated in this same code.
NCCI hazard group F, on a scale from A (least severe claims) to G (most severe).
Some states use their own code for this work: Delaware 0995, Pennsylvania 0995, Texas 9402.
Who writes class 9403, state by state
From our live eligibility engine, refreshed every day (page updated November 1, 2026). It shows who has appetite, not a price. The final decision is always the carrier's underwriter.
Instant quote available 47
By email or underwriter only 0
No market listed yet 0
State fund only 4
North Dakota (North Dakota Workforce Safety & Insurance) · Ohio (Ohio Bureau of Workers' Compensation) · Washington (Washington Department of Labor & Industries) · Wyoming (Wyoming Department of Workforce Services)
Carriers with appetite for class 9403
- Travelers · 47 states · instant quote
- biBERK · 46 states · instant quote
- Employers · 42 states · instant quote
- CopperPoint · 19 states · instant quote
- AmTrust · 1 state · instant quote
- Clear Spring · 47 states
- PIE- Sirius America Insurance Company · 47 states
- V3- National Liability & Fire Insurance Company · 47 states
- Ascendant Commercial Insurance · 46 states
- Amerisafe · 28 states
- Omaha National · 28 states
- AIG · 7 states
- Accident Fund Insurance Company Of America · 5 states
What does class code 9403 cover?
Class 9403 is the NCCI workers' comp code for “Garbage, Ashes or Refuse Collection & Drivers”. Carriers use it to rate the payroll of people doing this kind of work. It sits in NCCI hazard group F.
Who writes class code 9403 workers' comp?
In our live appetite data (updated November 1, 2026), 13 carriers have appetite for class 9403 in at least one state, and 5 of them quote it instantly. An instant quote is available in 47 states. The final decision is always the carrier's underwriter.
Does every state use class code 9403?
No. In our dictionary these states use their own code for this work: Delaware 0995, Pennsylvania 0995, Texas 9402. North Dakota, Ohio, Washington and Wyoming write workers' comp through the state fund.