Class code 8856: Check Cashing Establishments — All Employees
Class 8856 is the NCCI workers' comp code for “Check Cashing Establishments — All Employees”.
The facts
- Official wording (NCCI)
- Check Cashing Establishments — All Employees
- Industry group (our dictionary)
- Financial and Insurance
- Hazard group
- C
- State codes that differ
- CA 8850 · DE 0988 · MI 8810 · NJ 8810 · NY 8810 · PA 0987 · TX 8810
- Line
- Workers' comp
What it means
Class 8856 is the code carriers use to rate workers' comp payroll for this kind of work.
NCCI hazard group C, on a scale from A (least severe claims) to G (most severe).
Some states use their own code for this work: California 8850, Delaware 0988, Michigan 8810, New Jersey 8810, New York 8810, Pennsylvania 0987, Texas 8810.
Who writes class 8856, state by state
From our live eligibility engine, refreshed every day (page updated November 1, 2026). It shows who has appetite, not a price. The final decision is always the carrier's underwriter.
Instant quote available 47
By email or underwriter only 0
No market listed yet 0
State fund only 4
North Dakota (North Dakota Workforce Safety & Insurance) · Ohio (Ohio Bureau of Workers' Compensation) · Washington (Washington Department of Labor & Industries) · Wyoming (Wyoming Department of Workforce Services)
Carriers with appetite for class 8856
- biBERK · 46 states · instant quote
- Travelers · 45 states · instant quote
- CopperPoint · 19 states · instant quote
- AmTrust · 4 states · instant quote
- Markel · 4 states · instant quote
- V3- National Liability & Fire Insurance Company · 47 states
- Ascendant Commercial Insurance · 46 states
- Trean / 7710 Insurance · 46 states
- Trean / American Liberty Insurance Company · 46 states
- Omaha National · 28 states
- Amerisafe · 27 states
- AIG · 7 states
- Accident Fund Insurance Company Of America · 5 states
What does class code 8856 cover?
Class 8856 is the NCCI workers' comp code for “Check Cashing Establishments — All Employees”. Carriers use it to rate the payroll of people doing this kind of work. It sits in NCCI hazard group C.
Who writes class code 8856 workers' comp?
In our live appetite data (updated November 1, 2026), 13 carriers have appetite for class 8856 in at least one state, and 5 of them quote it instantly. An instant quote is available in 47 states. The final decision is always the carrier's underwriter.
Does every state use class code 8856?
No. In our dictionary these states use their own code for this work: California 8850, Delaware 0988, Michigan 8810, New Jersey 8810, New York 8810, Pennsylvania 0987, Texas 8810. North Dakota, Ohio, Washington and Wyoming write workers' comp through the state fund.