Class code 8295: Cotton Merchant
Class 8295 is the NCCI workers' comp code for “Cotton Merchant”.
The facts
- Official wording (NCCI)
- Cotton Merchant
- Industry group (our dictionary)
- Wholesale & Warehousing
- Hazard group
- Not listed in our dictionary
- State codes that differ
- None in our dictionary
- Line
- Workers' comp
What it means
Class 8295 is the code carriers use to rate workers' comp payroll for this kind of work.
Who writes class 8295, state by state
From our live eligibility engine, refreshed every day (page updated November 1, 2026). It shows who has appetite, not a price. The final decision is always the carrier's underwriter.
Instant quote available 45
No market listed yet 0
State fund only 4
North Dakota (North Dakota Workforce Safety & Insurance) · Ohio (Ohio Bureau of Workers' Compensation) · Washington (Washington Department of Labor & Industries) · Wyoming (Wyoming Department of Workforce Services)
Carriers with appetite for class 8295
- Employers · 45 states · instant quote
- CopperPoint · 19 states · instant quote
- AmTrust · 1 state · instant quote
- Clear Spring · 47 states
- V3- National Liability & Fire Insurance Company · 47 states
- Omaha National · 28 states
- Accident Fund Insurance Company Of America · 5 states
What does class code 8295 cover?
Class 8295 is the NCCI workers' comp code for “Cotton Merchant”. Carriers use it to rate the payroll of people doing this kind of work.
Who writes class code 8295 workers' comp?
In our live appetite data (updated November 1, 2026), 7 carriers have appetite for class 8295 in at least one state, and 3 of them quote it instantly. An instant quote is available in 45 states. The final decision is always the carrier's underwriter.
Does every state use class code 8295?
Our dictionary lists no different code for California, Delaware, Michigan, New Jersey, New York, Pennsylvania or Texas. North Dakota, Ohio, Washington and Wyoming write workers' comp through the state fund.