Class code 8045: Store — Drug — Retail
Class 8045 is the NCCI workers' comp code for “Store — Drug — Retail”.
The facts
- Official wording (NCCI)
- Store — Drug — Retail
- Industry group (our dictionary)
- Retail Stores
- Hazard group
- Not listed in our dictionary
- State codes that differ
- None in our dictionary
- Line
- Workers' comp
What it means
Class 8045 is the code carriers use to rate workers' comp payroll for this kind of work.
Who writes class 8045, state by state
From our live eligibility engine, refreshed every day (page updated November 1, 2026). It shows who has appetite, not a price. The final decision is always the carrier's underwriter.
Instant quote available 47
By email or underwriter only 0
No market listed yet 0
State fund only 4
North Dakota (North Dakota Workforce Safety & Insurance) · Ohio (Ohio Bureau of Workers' Compensation) · Washington (Washington Department of Labor & Industries) · Wyoming (Wyoming Department of Workforce Services)
Carriers with appetite for class 8045
- biBERK · 46 states · instant quote
- Employers · 45 states · instant quote
- Markel · 44 states · instant quote
- Travelers · 44 states · instant quote
- AmTrust · 43 states · instant quote
- CopperPoint · 19 states · instant quote
- Normandy Harbor Insurance Company · 16 states · instant quote
- Clear Spring · 47 states
- FCBI · 47 states
- Guard · 47 states
- PIE- Sirius America Insurance Company · 47 states
- V3- National Liability & Fire Insurance Company · 47 states
- WR Berkley Small Business · 47 states
- Amtrust - Security National Insurance Company · 46 states
- Trean / 7710 Insurance · 46 states
- Trean / American Liberty Insurance Company · 46 states
- Amerisafe · 28 states
- Omaha National · 28 states
- ICW Group · 22 states
- Accident Fund Insurance Company Of America · 5 states
- Hartford · 5 states
- FUBA · 1 state
What does class code 8045 cover?
Class 8045 is the NCCI workers' comp code for “Store — Drug — Retail”. Carriers use it to rate the payroll of people doing this kind of work.
Who writes class code 8045 workers' comp?
In our live appetite data (updated November 1, 2026), 22 carriers have appetite for class 8045 in at least one state, and 7 of them quote it instantly. An instant quote is available in 47 states. The final decision is always the carrier's underwriter.
Does every state use class code 8045?
Our dictionary lists no different code for California, Delaware, Michigan, New Jersey, New York, Pennsylvania or Texas. North Dakota, Ohio, Washington and Wyoming write workers' comp through the state fund.