Class code 7228: Local trucking
Class 7228 is the NCCI workers' comp code for “Trucking: Local Hauling Only — All Employees and Drivers”. In plain words: local trucking.
The facts
- Official wording (NCCI)
- Trucking: Local Hauling Only — All Employees and Drivers
- In plain words
- Local trucking
- Industry group (our dictionary)
- Transportation & Trucking
- Hazard group
- E
- State codes that differ
- CA 7219 · DE 0811 · MI 7219 · NJ 7219 · NY 7219 · PA 0811 · TX 7219
- Line
- Workers' comp
What it means
Class 7228 is the code carriers use to rate workers' comp payroll for this kind of work.
Drivers who work for the business are rated in this same code.
NCCI hazard group E, on a scale from A (least severe claims) to G (most severe).
Some states use their own code for this work: California 7219, Delaware 0811, Michigan 7219, New Jersey 7219, New York 7219, Pennsylvania 0811, Texas 7219.
Who writes class 7228, state by state
From our live eligibility engine, refreshed every day (page updated November 1, 2026). It shows who has appetite, not a price. The final decision is always the carrier's underwriter.
Instant quote available 45
No market listed yet 0
State fund only 4
North Dakota (North Dakota Workforce Safety & Insurance) · Ohio (Ohio Bureau of Workers' Compensation) · Washington (Washington Department of Labor & Industries) · Wyoming (Wyoming Department of Workforce Services)
Carriers with appetite for class 7228
- Employers · 45 states · instant quote
- CopperPoint · 19 states · instant quote
- Markel · 2 states · instant quote
- AmTrust · 1 state · instant quote
- Clear Spring · 47 states
- V3- National Liability & Fire Insurance Company · 47 states
- Ascendant Commercial Insurance · 46 states
- Omaha National · 28 states
- ICW Group · 22 states
- Accident Insurance Company · 15 states
- AIG · 7 states
- Accident Fund Insurance Company Of America · 5 states
- Amerisafe · 3 states
What does class code 7228 cover?
Class 7228 is the NCCI workers' comp code for “Trucking: Local Hauling Only — All Employees and Drivers” — in plain words, local trucking. Carriers use it to rate the payroll of people doing this kind of work. It sits in NCCI hazard group E.
Who writes class code 7228 workers' comp?
In our live appetite data (updated November 1, 2026), 13 carriers have appetite for class 7228 in at least one state, and 4 of them quote it instantly. An instant quote is available in 45 states. The final decision is always the carrier's underwriter.
Does every state use class code 7228?
No. In our dictionary these states use their own code for this work: California 7219, Delaware 0811, Michigan 7219, New Jersey 7219, New York 7219, Pennsylvania 0811, Texas 7219. North Dakota, Ohio, Washington and Wyoming write workers' comp through the state fund.