Class code 5645: Carpentry, homes
Class 5645 is the NCCI workers' comp code for “Carpentry — Construction of Residential Dwellings Not Exceeding Three Stories in Height”. In plain words: carpentry, homes.
The facts
- Official wording (NCCI)
- Carpentry — Construction of Residential Dwellings Not Exceeding Three Stories in Height
- In plain words
- Carpentry, homes
- Industry group (our dictionary)
- Construction—Specialty Trades
- Hazard group
- Not listed in our dictionary
- State codes that differ
- None in our dictionary
- Line
- Not marked for a line in our dictionary
What it means
Class 5645 is the code carriers use to rate workers' comp payroll for this kind of work.
Who writes class 5645, state by state
From our live eligibility engine, refreshed every day (page updated November 1, 2026). It shows who has appetite, not a price. The final decision is always the carrier's underwriter.
Instant quote available 47
By email or underwriter only 0
No market listed yet 0
State fund only 4
North Dakota (North Dakota Workforce Safety & Insurance) · Ohio (Ohio Bureau of Workers' Compensation) · Washington (Washington Department of Labor & Industries) · Wyoming (Wyoming Department of Workforce Services)
Carriers with appetite for class 5645
- Travelers · 46 states · instant quote
- biBERK · 42 states · instant quote
- Employers · 26 states · instant quote
- CopperPoint · 19 states · instant quote
- AmTrust · 2 states · instant quote
- Clear Spring · 47 states
- Guard · 47 states
- PIE- Sirius America Insurance Company · 47 states
- V3- National Liability & Fire Insurance Company · 47 states
- Ascendant Commercial Insurance · 46 states
- Amerisafe · 28 states
- Omaha National · 28 states
- ICW Group · 22 states
- Accident Insurance Company · 15 states
- Hartford · 9 states
- AIG · 7 states
- Accident Fund Insurance Company Of America · 5 states
- FUBA · 1 state
What does class code 5645 cover?
Class 5645 is the NCCI workers' comp code for “Carpentry — Construction of Residential Dwellings Not Exceeding Three Stories in Height” — in plain words, carpentry, homes. Carriers use it to rate the payroll of people doing this kind of work.
Who writes class code 5645 workers' comp?
In our live appetite data (updated November 1, 2026), 18 carriers have appetite for class 5645 in at least one state, and 5 of them quote it instantly. An instant quote is available in 47 states. The final decision is always the carrier's underwriter.
Does every state use class code 5645?
Our dictionary lists no different code for California, Delaware, Michigan, New Jersey, New York, Pennsylvania or Texas. North Dakota, Ohio, Washington and Wyoming write workers' comp through the state fund.