Class code 5478: Flooring
Class 5478 is the NCCI workers' comp code for “Floor Covering Installation — Resilient Flooring — Carpet and Laminate Flooring”. In plain words: flooring.
The facts
- Official wording (NCCI)
- Floor Covering Installation — Resilient Flooring — Carpet and Laminate Flooring
- In plain words
- Flooring
- Industry group (our dictionary)
- Construction—Specialty Trades
- Hazard group
- E
- State codes that differ
- CA 9521 · DE 0670 · MI 9521 · NJ 9521 · NY 9521 · PA 0670 · TX 5102
- Line
- Workers' comp
What it means
Class 5478 is the code carriers use to rate workers' comp payroll for this kind of work.
NCCI hazard group E, on a scale from A (least severe claims) to G (most severe).
Some states use their own code for this work: California 9521, Delaware 0670, Michigan 9521, New Jersey 9521, New York 9521, Pennsylvania 0670, Texas 5102.
Who writes class 5478, state by state
From our live eligibility engine, refreshed every day (page updated November 1, 2026). It shows who has appetite, not a price. The final decision is always the carrier's underwriter.
Instant quote available 47
By email or underwriter only 0
No market listed yet 0
State fund only 4
North Dakota (North Dakota Workforce Safety & Insurance) · Ohio (Ohio Bureau of Workers' Compensation) · Washington (Washington Department of Labor & Industries) · Wyoming (Wyoming Department of Workforce Services)
Carriers with appetite for class 5478
- Travelers · 47 states · instant quote
- biBERK · 46 states · instant quote
- AmTrust · 43 states · instant quote
- CopperPoint · 19 states · instant quote
- Markel · 17 states · instant quote
- Chubb · 47 states
- Clear Spring · 47 states
- FCBI · 47 states
- Guard · 47 states
- PIE- Sirius America Insurance Company · 47 states
- V3- National Liability & Fire Insurance Company · 47 states
- WR Berkley Small Business · 47 states
- Amtrust - Security National Insurance Company · 46 states
- Ascendant Commercial Insurance · 46 states
- Cimarron Insurance Company · 29 states
- Amerisafe · 28 states
- Omaha National · 28 states
- Accident Insurance Company · 15 states
- AIG · 7 states
- Accident Fund Insurance Company Of America · 5 states
- Hartford · 4 states
What does class code 5478 cover?
Class 5478 is the NCCI workers' comp code for “Floor Covering Installation — Resilient Flooring — Carpet and Laminate Flooring” — in plain words, flooring. Carriers use it to rate the payroll of people doing this kind of work. It sits in NCCI hazard group E.
Who writes class code 5478 workers' comp?
In our live appetite data (updated November 1, 2026), 21 carriers have appetite for class 5478 in at least one state, and 5 of them quote it instantly. An instant quote is available in 47 states. The final decision is always the carrier's underwriter.
Does every state use class code 5478?
No. In our dictionary these states use their own code for this work: California 9521, Delaware 0670, Michigan 9521, New Jersey 9521, New York 9521, Pennsylvania 0670, Texas 5102. North Dakota, Ohio, Washington and Wyoming write workers' comp through the state fund.