Class code 5221: Concrete
Class 5221 is the NCCI workers' comp code for “Concrete or Cement Work — Floors, Driveways, Yards, or Sidewalks & Drivers”. In plain words: concrete.
The facts
- Official wording (NCCI)
- Concrete or Cement Work — Floors, Driveways, Yards, or Sidewalks & Drivers
- In plain words
- Concrete
- Industry group (our dictionary)
- Construction—Specialty Trades
- Hazard group
- E
- State codes that differ
- CA 5201 · DE 0608 · NJ 5200 · PA 0608 · TX 5220
- Line
- Workers' comp
What it means
Class 5221 is the code carriers use to rate workers' comp payroll for this kind of work.
Drivers who work for the business are rated in this same code.
NCCI hazard group E, on a scale from A (least severe claims) to G (most severe).
Some states use their own code for this work: California 5201, Delaware 0608, New Jersey 5200, Pennsylvania 0608, Texas 5220.
Who writes class 5221, state by state
From our live eligibility engine, refreshed every day (page updated November 1, 2026). It shows who has appetite, not a price. The final decision is always the carrier's underwriter.
Instant quote available 47
By email or underwriter only 0
No market listed yet 0
State fund only 4
North Dakota (North Dakota Workforce Safety & Insurance) · Ohio (Ohio Bureau of Workers' Compensation) · Washington (Washington Department of Labor & Industries) · Wyoming (Wyoming Department of Workforce Services)
Carriers with appetite for class 5221
- Travelers · 47 states · instant quote
- Employers · 45 states · instant quote
- AmTrust · 43 states · instant quote
- biBERK · 42 states · instant quote
- Normandy Harbor Insurance Company · 20 states · instant quote
- CopperPoint · 19 states · instant quote
- Markel · 13 states · instant quote
- Chubb · 47 states
- Clear Spring · 47 states
- FCBI · 47 states
- Guard · 47 states
- PIE- Sirius America Insurance Company · 47 states
- V3- National Liability & Fire Insurance Company · 47 states
- WR Berkley Small Business · 47 states
- Ascendant Commercial Insurance · 46 states
- Cimarron Insurance Company · 29 states
- Amerisafe · 28 states
- Omaha National · 28 states
- ICW Group · 22 states
- Accident Insurance Company · 15 states
- AIG · 7 states
- Accident Fund Insurance Company Of America · 5 states
- Hartford · 5 states
- FUBA · 1 state
What does class code 5221 cover?
Class 5221 is the NCCI workers' comp code for “Concrete or Cement Work — Floors, Driveways, Yards, or Sidewalks & Drivers” — in plain words, concrete. Carriers use it to rate the payroll of people doing this kind of work. It sits in NCCI hazard group E.
Who writes class code 5221 workers' comp?
In our live appetite data (updated November 1, 2026), 24 carriers have appetite for class 5221 in at least one state, and 7 of them quote it instantly. An instant quote is available in 47 states. The final decision is always the carrier's underwriter.
Does every state use class code 5221?
No. In our dictionary these states use their own code for this work: California 5201, Delaware 0608, New Jersey 5200, Pennsylvania 0608, Texas 5220. North Dakota, Ohio, Washington and Wyoming write workers' comp through the state fund.