5190

Class code 5190: Electrical

Class 5190 is the NCCI workers' comp code for “Electrical Wiring Within Buildings & Drivers”. In plain words: electrical.

The facts

Official wording (NCCI)
Electrical Wiring Within Buildings & Drivers
In plain words
Electrical
Industry group (our dictionary)
Construction—Electrical Contractors
Hazard group
Not listed in our dictionary
State codes that differ
None in our dictionary
Line
Workers' comp

What it means

Class 5190 is the code carriers use to rate workers' comp payroll for this kind of work.

Drivers who work for the business are rated in this same code.

Live appetite

Who writes class 5190, state by state

From our live eligibility engine, refreshed every day (page updated November 1, 2026). It shows who has appetite, not a price. The final decision is always the carrier's underwriter.

By email or underwriter only 0

None

No market listed yet 0

None

State fund only 4

North Dakota (North Dakota Workforce Safety & Insurance) · Ohio (Ohio Bureau of Workers' Compensation) · Washington (Washington Department of Labor & Industries) · Wyoming (Wyoming Department of Workforce Services)

Carriers with appetite for class 5190

  • Markel · 47 states · instant quote
  • biBERK · 46 states · instant quote
  • Travelers · 46 states · instant quote
  • Employers · 45 states · instant quote
  • AmTrust · 43 states · instant quote
  • Normandy Harbor Insurance Company · 20 states · instant quote
  • CopperPoint · 19 states · instant quote
  • Chubb · 47 states
  • Clear Spring · 47 states
  • FCBI · 47 states
  • Guard · 47 states
  • Key Risk · 47 states
  • PIE- Sirius America Insurance Company · 47 states
  • V3- National Liability & Fire Insurance Company · 47 states
  • WR Berkley Small Business · 47 states
  • Amtrust - Security National Insurance Company · 46 states
  • Ascendant Commercial Insurance · 46 states
  • Trean / 7710 Insurance · 46 states
  • Trean / American Liberty Insurance Company · 46 states
  • Cimarron Insurance Company · 29 states
  • Amerisafe · 28 states
  • Omaha National · 28 states
  • ICW Group · 22 states
  • Accident Insurance Company · 15 states
  • Hartford · 15 states
  • AIG · 7 states
  • Accident Fund Insurance Company Of America · 5 states
What does class code 5190 cover?

Class 5190 is the NCCI workers' comp code for “Electrical Wiring Within Buildings & Drivers” — in plain words, electrical. Carriers use it to rate the payroll of people doing this kind of work.

Who writes class code 5190 workers' comp?

In our live appetite data (updated November 1, 2026), 27 carriers have appetite for class 5190 in at least one state, and 7 of them quote it instantly. An instant quote is available in 47 states. The final decision is always the carrier's underwriter.

Does every state use class code 5190?

Our dictionary lists no different code for California, Delaware, Michigan, New Jersey, New York, Pennsylvania or Texas. North Dakota, Ohio, Washington and Wyoming write workers' comp through the state fund.