Class code 3881: Railroad Car Dismantling & Drivers
Class 3881 is the NCCI workers' comp code for “Railroad Car Dismantling & Drivers”.
The facts
- Official wording (NCCI)
- Railroad Car Dismantling & Drivers
- Industry group (our dictionary)
- Manufacturing
- Hazard group
- C
- State codes that differ
- CA 3815 · DE 0416 · MI 3076 · PA 0416
- Line
- Workers' comp
What it means
Class 3881 is the code carriers use to rate workers' comp payroll for this kind of work.
Drivers who work for the business are rated in this same code.
NCCI hazard group C, on a scale from A (least severe claims) to G (most severe).
Some states use their own code for this work: California 3815, Delaware 0416, Michigan 3076, Pennsylvania 0416.
Who writes class 3881, state by state
From our live eligibility engine, refreshed every day (page updated November 1, 2026). It shows who has appetite, not a price. The final decision is always the carrier's underwriter.
Instant quote available 46
By email or underwriter only 1
No market listed yet 0
State fund only 4
North Dakota (North Dakota Workforce Safety & Insurance) · Ohio (Ohio Bureau of Workers' Compensation) · Washington (Washington Department of Labor & Industries) · Wyoming (Wyoming Department of Workforce Services)
Carriers with appetite for class 3881
- Travelers · 46 states · instant quote
- CopperPoint · 19 states · instant quote
- AmTrust · 2 states · instant quote
- Clear Spring · 47 states
- V3- National Liability & Fire Insurance Company · 47 states
- Ascendant Commercial Insurance · 46 states
- Amerisafe · 28 states
- Omaha National · 28 states
- AIG · 7 states
- Accident Fund Insurance Company Of America · 5 states
What does class code 3881 cover?
Class 3881 is the NCCI workers' comp code for “Railroad Car Dismantling & Drivers”. Carriers use it to rate the payroll of people doing this kind of work. It sits in NCCI hazard group C.
Who writes class code 3881 workers' comp?
In our live appetite data (updated November 1, 2026), 10 carriers have appetite for class 3881 in at least one state, and 3 of them quote it instantly. An instant quote is available in 46 states. The final decision is always the carrier's underwriter.
Does every state use class code 3881?
No. In our dictionary these states use their own code for this work: California 3815, Delaware 0416, Michigan 3076, Pennsylvania 0416. North Dakota, Ohio, Washington and Wyoming write workers' comp through the state fund.