Class code 2004: Bakery Retail All Operations
Class 2004 is the NCCI workers' comp code for “Bakery Retail All Operations”.
The facts
- Official wording (NCCI)
- Bakery Retail All Operations
- Industry group (our dictionary)
- Food Processing
- Hazard group
- Not listed in our dictionary
- State codes that differ
- None in our dictionary
- Line
- Workers' comp
What it means
Class 2004 is the code carriers use to rate workers' comp payroll for this kind of work.
Who writes class 2004, state by state
From our live eligibility engine, refreshed every day (page updated November 1, 2026). It shows who has appetite, not a price. The final decision is always the carrier's underwriter.
Instant quote available 44
No market listed yet 0
State fund only 4
North Dakota (North Dakota Workforce Safety & Insurance) · Ohio (Ohio Bureau of Workers' Compensation) · Washington (Washington Department of Labor & Industries) · Wyoming (Wyoming Department of Workforce Services)
Carriers with appetite for class 2004
- AmTrust · 43 states · instant quote
- CopperPoint · 19 states · instant quote
- Travelers · 2 states · instant quote
- Clear Spring · 47 states
- V3- National Liability & Fire Insurance Company · 47 states
- Omaha National · 28 states
- ICW Group · 22 states
- AIG · 7 states
What does class code 2004 cover?
Class 2004 is the NCCI workers' comp code for “Bakery Retail All Operations”. Carriers use it to rate the payroll of people doing this kind of work.
Who writes class code 2004 workers' comp?
In our live appetite data (updated November 1, 2026), 8 carriers have appetite for class 2004 in at least one state, and 3 of them quote it instantly. An instant quote is available in 44 states. The final decision is always the carrier's underwriter.
Does every state use class code 2004?
Our dictionary lists no different code for California, Delaware, Michigan, New Jersey, New York, Pennsylvania or Texas. North Dakota, Ohio, Washington and Wyoming write workers' comp through the state fund.